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"Nothing To Buy" Vehicle Discounts

Daytime Running Lights (DRL)
Vehicles equipped with factory installed DRL could earn you a 3% discount on certain coverages.

Antilock Brake System (ABS)
If your car has a factory installed anti-lock braking system you could receive up to a 7% discount on certain coverages.

Air Bag
Discount of up to 30% for air bags may be applied to the medical payments and/or personal injury portion of your premium.

Anti-theft system
A built-in anti-theft system can get you a discount of up to 15% on the comprehensive part of your premium.

Window-glass etching
You may be eligible for a 5% discount on certain coverage if the glass is etched with the VIN.


"You-are-the-best" Driving Discounts

Good Driver Discount (GDD)
If you've been ticket and accident-free for five years, you may be able to save on most coverages.


"We-think-you-are-smart" Education Discounts

Accident Prevention Course (APC)
If you've completed the Accident Prevention course within the past 36 months through a DMV approved program, you may be eligible for a 10% discount on certain coverages.

Driver’s Education
Any vehicle rated with a youthful operator (under 21 years of age) may be given a discount on Liability and Collision if the operator has completed a driver's education course.

Good Student Discount (GSD)
Full time students with a good academic record could be eligible for up to a 15% discount on certain coverages.


"No Work Needed" Other Discounts

Multi-Policy
If you insure your car and home through TSC>Direct you would get a 5% discount on your homeowner insurance premium.

Multi-Car
We offer a discount of up to 25% on certain auto insurance coverages if you insure more than one car with us.

Renewal
You may be eligible for renewal discounts of up to 5% on most coverages on the first and subsequent renewals.

Preferred Risk
A 2% discount on the premium may be granted to you in our preferred program

Away at School
A 10% discount may be applied to most coverages on any car of which a part-time operator is away at school over 100 miles away

Discounts are applicable to qualifying policyholders and may be subject to the placement tier of the respective auto policies within the company.


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Residents of New York City & Long Island

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TSC> Direct $599
State Farm $1092
Allstate $686
Liberty Mutual $1544
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*Allstate Property & Casualty Insurance Co., Northbrook, IL, State Farm Mutual Auto Insurance, Bloomington, IL and Liberty Mutual Fire Insurance Co., Boston, MA, semi-annual automobile insurance rates obtained from the New York State Dept. of Insurance 2010 Downstate Consumer Guide to Automobile Insurance (see page for “Auto Insurance Price Comparison Tables and Notes, Appendix I, Downstate Territory Number 75, Suffolk County West, Page 3”). The rating criteria for these quotes are: Territory 75 (Suffolk County West, NY); 2009 Honda Accord sedan; Symbol 12; 35 year old married male; licensed 3 years; policy liability limits of $25,000/50,000 Bodily Injury, $25,000/50,000 Uninsured Motorist, $10,000 Property Damage and $50,000 Personal Injury Protection coverage; Comprehensive and Collision coverage with $200 deductible; 10 miles to work one-way; 10,000 miles annual usage. Not intended as a rate quote.

 
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As of December 31, 2013, Tri-State Consumer Insurance Company, known by its trade name, TSC>Direct, had admitted assets of $113,723,468 and policyholders surplus of $48,679,384. Its total liabilities were $65,044,083 including $44,817,204 in reserves.

2012 All Rights Reserved. Tri-State Consumer Insurance Company, a division of Tri-State Consumer Inc., 575 Jericho Turnpike, Jericho, NY 11753

Providing auto and homeowners insurance to: New York City, Queens, Manhattan, Brooklyn, Bronx, Staten Island, and Nassau & Suffolk Counties in Long Island. Providing homeowners insurance also to: Westchester County and Orange County NY.

*Allstate Property & Casualty Insurance Co., Northbrook, IL, State Farm Mutual Auto Insurance, Bloomington, IL and Liberty Mutual Fire Insurance Co., Boston, MA, semi-annual automobile insurance rates obtained from the New York State Dept. of Insurance 2012 Downstate Consumer Guide to Automobile Insurance (see page for “Auto Insurance Price Comparison Tables and Notes, Appendix I, Downstate Territory Number 75, Suffolk County West, Page 3”). The rating criteria for these quotes are: Territory 75 (Suffolk County West, NY); 2009 Honda Accord sedan; Symbol 12; 35 year old married male; licensed 3 years; policy liability limits of $25,000/50,000 Bodily Injury, $25,000/50,000 Uninsured Motorist, $10,000 Property Damage and $50,000 Personal Injury Protection coverage; Comprehensive and Collision coverage with $200 deductible; 10 miles to work one-way; 10,000 miles annual usage. Not intended as a rate quote.