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Effective August 1, 2021, Tri-State Consumer Insurance Company was purchased by and merged into Stillwater Property and Casualty Insurance Company. We stand ready to provide for your insurance needs in New York.

Renewing your policy is easy. At renewal, we will send you everything that you need to convert your policy to Stillwater. As a Stillwater policyholder, you have 24-hour access to your policy via our self-service platform or through our mobile app. If you prefer to speak with someone directly, we are available Monday through Friday from 8am-9pm EST and on Saturday from 8am-3pm EST. Click “Continue to Login” to learn more about what to expect from Stillwater.

  • Financial strength rated “A-“ (Excellent) by AM Best
  • 9 out of 10 policyholders would recommend us to others
  • Serving customers in all 50 states

Effective August 1, 2021, Tri-State Consumer Insurance Company was purchased by and merged into Stillwater Property and Casualty Insurance Company. We stand ready to provide for your insurance needs in New York.

Renewing your policy is easy. At renewal, we will send you everything that you need to convert your policy to Stillwater. As a Stillwater policyholder, you have 24-hour access to your policy via our self-service platform or through our mobile app. If you prefer to speak with someone directly, we are available Monday through Friday from 8am-9pm EST and on Saturday from 8am-3pm EST. Click “Continue to Login” to learn more about what to expect from Stillwater.

  • Financial strength rated “A-“ (Excellent) by AM Best
  • 9 out of 10 policyholders would recommend us to others
  • Serving customers in all 50 states
TSC COVID-19 Giveback: Available to new customers through 11/14/2020 and existing customers through May 14, 2021. Learn More.

Insurance For New Yorkers.
By New Yorkers.

Better Drivers. Better Homeowners. Better Rates.

New York city

WE ARE FAMILY

Providing real New Yorkers with home and auto insurance for more than 30 years
We treat you like
neighbors and friends,
because YOU ARE!
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For New Yorkers, by New Yorkers
Since 1986, we have offered the most competitive rates in auto and homeowner's insurance in the New York metropolitan area. Why should everything cost more just because we live in the greatest city in the world? Take 2 minutes and get a free quote today.
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As of December 31, 2020,Tri-State Consumer Insurance Company, known by its trade name, TSC>Direct, had admitted assets of $105,209,825 and policyholders surplus of $56,249,824. Its total liabilities were $48,960,001 including $29,245,746 in reserves.
2021 All Rights Reserved. Tri-State Consumer Insurance Company, a division of Tri-State Consumer Inc., 100 Jericho Quadrangle, Suite 124, Jericho, NY 11753-2702
Providing auto and homeowners insurance to: New York City, Queens, Manhattan, Brooklyn, Bronx, Staten Island, and Nassau & Suffolk Counties in Long Island. Providing homeowners insurance also to: Westchester County and Orange County NY.
As of August 1, 2021, Tri-State Consumer Insurance Company was merged into Stillwater Property and Casualty Insurance Company. More information about Stillwater Property and Casualty Insurance Company can be found at Stillwater.com.
STERLINGRISK
What is STERLINGRISK / TSC DIRECT AUTO?

SterlingRisk Programs has managed national risk purchasing groups for over 30 years. We are now proud to offer our employees a discounted Auto/Home Owner's Package Policy through TSC Direct, covering your Auto, Home, Condo or Apartment.

Why STERLINGRISK / TSC DIRECT AUTO?
  • Exclusive / Discounted Rates for Employees
  • No Money Down - Buy Now / Pay Later
  • 10 monthly installments through Payroll Deductions
  • Get insurance in minutes through a quick rate tool which will give you an estimate in 2 minutes!
  • File a claim instantly and get paid faster.
  • Manage your policy from any device, any where, any time.
What Sets Us Apart?

Rated A- ("Excellent" from A.M. Best)