Home Get a quote Auto Home Pay Online Applications Sign Applications Renewals Claims Auto Home Contact Resources Login

Insurance For New Yorkers.
By New Yorkers.

Get an AUTO Quote
Get a HOME Quote
Enter ZIP
Sorry, that zip code is not in our coverage area

Better Drivers. Better Homeowners. Better Rates.


Providing real New Yorkers with home and auto insurance for more than 30 years
Insurance you can trust
Rated A- ("Excellent") from A.M. Best, a leading insurance rating organization
Get insured in 2 minutes
Our quick rate quote tool will give you an estimate before your coffee is done brewing!
Save money on the go
No outside insurance agents means lower costs for us and higher savings for you
We treat you like
neighbors and friends,
because YOU ARE!

File a claim instantly

Use our easy claims tool to submit and get paid faster
Report an Auto Claim Report a Home Claim

Pay your bill

From your desktop, phone, or tablet. Here, there, anywhere.

It's time to start saving

Just 2 minutes gets you a free quote
We only insure better drivers so you don't get stuck paying for other people's mistakes
Low-cost coverage on your home and what's in it
For New Yorkers, by New Yorkers
Since 1986, we have offered the most competitive rates in auto and homeowner's insurance in the New York metropolitan area. Why should everything cost more just because we live in the greatest city in the world? Take 2 minutes and get a free quote today.
As of December 31, 2018 Tri-State Consumer Insurance Company, known by its trade name, TSC>Direct, had admitted assets of $103,374,630 and policyholders surplus of $41,898,069. Its total liabilities were $61,476,562 including $42,261,317 in reserves.
2018 All Rights Reserved. Tri-State Consumer Insurance Company, a division of Tri-State Consumer Inc., 100 Jericho Quadrangle, Suite 124, Jericho, NY 11753-2702
Providing auto and homeowners insurance to: New York City, Queens, Manhattan, Brooklyn, Bronx, Staten Island, and Nassau & Suffolk Counties in Long Island. Providing homeowners insurance also to: Westchester County and Orange County NY.