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How to Keep Your Insurance Rates Low

New York Auto Insurance Information

The world of car insurance is multi-faceted, and if you’re not well versed in the subject, it can be difficult to understand. One of the most common questions you may ask as you look over the policy is: How is my premium calculated? Though there is no one set of guidelines to follow because all insurance companies have different requirements, we hope this list will help clarify some of the factors that contribute to your rate.


Frequently Asked Questions

Insurance FAQ NY

If you’re a New Yorker, insurance is probably not something you have time to scratch your head over. Whether you are trying to figure out the terminology behind your policy or a way to lower the cost of your car or home insurance, it can be a daunting task. This guide will outline these terms so that you can understand the language of your policy, and be a more informed consumer.


The Ins & Outs of Insurance

Choosing the right type of home or auto insurance coverage isn’t intuitive when you don’t fully understand all of your options–and most importantly, the BEST options for you. Are there auto insurance requirements by the state of New York that you need? Would you feel more secure in your day to day life if you opted for a higher coverage limit with your homeowners or auto policy? Learn more about home and auto insurance coverage options and get insight from the experts at TSC>Direct.


Helpful Tips & Ideas

Planning a road trip? Weighing options for repairs on your home? Preparing for a hurricane? As a car or home owner, it is your responsibility to effectively prepare for both the unexpected and routine maintenance on your car or home. Our home and auto insurance experts know a thing or two about helping you stay safe and planning ahead for emergencies. Read these helpful articles for auto and home maintenance, safety recommendations, checklists and more.


For New Yorkers, by New Yorkers
Since 1986, we have offered the most competitive rates in auto and homeowner's insurance in the New York metropolitan area. Why should everything cost more just because we live in the greatest city in the world? Take 2 minutes and get a free quote today.
As of December 31, 2017, Tri-State Consumer Insurance Company, known by its trade name, TSC>Direct, had admitted assets of $104,143,929 and policyholders surplus of $45,194,317. Its total liabilities were $58,949,612 including $42,833,754 in reserves.
2018 All Rights Reserved. Tri-State Consumer Insurance Company, a division of Tri-State Consumer Inc., 100 Jericho Quadrangle, Suite 124, Jericho, NY 11753-2702
Providing auto and homeowners insurance to: New York City, Queens, Manhattan, Brooklyn, Bronx, Staten Island, and Nassau & Suffolk Counties in Long Island. Providing homeowners insurance also to: Westchester County and Orange County NY.