TSC Direct Blog

Hear from our insurance experts on topics that matter to you!

The Ins & Outs of Insurance

12 Feb
2020
Helpful Tips & Ideas, Homeowners Insurance, The Ins & Outs of Insurance

Special Coverage For Jewelry & Homeowners Insurance in NY

by Robert Marsalona

Homeowners insurance in NY provides coverage to all of your personal property. However, these items are only covered for ‘named perils’, meaning losses explicitly outlined in your policy booklet. So what happens if your wedding band slips off your finger and is damaged? This type of accidental damage is not automatically included on Homeowners insurance … Continue reading Special Coverage For Jewelry & Homeowners Insurance in NY ...

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23 Jan
2020
Homeowners Insurance, The Ins & Outs of Insurance, Understanding Insurance

NY Home Insurance and Loss of Use Coverage

by Robert Marsalona

NY home insurance policies offer a variety of coverages guaranteeing reimbursement  for damage done to your home as long as it is covered under the policy. But, what happens when a loss is so catastrophic that your home becomes inhabitable? Who is going to pay for those additional living expenses incurred from  the loss? Luckily, … Continue reading NY Home Insurance and Loss of Use Coverage ...

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26 Dec
2019
Auto Insurance, Helpful Tips & Ideas, The Ins & Outs of Insurance

Bundling Insurance Policies: Advantages and Disadvantages

by Robert Marsalona

Certain insurance companies may offer you the opportunity to “bundle” your insurance policy. This means to place both your auto and home insurance with the same carrier. As the consumer, you may notice multiple benefits to bundling your insurance policies. However, this isn’t always the best option. Advantages to Bundling Insurance Policies Multi-Policy Discount When … Continue reading Bundling Insurance Policies: Advantages and Disadvantages ...

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12 Dec
2019
Co-op Insurance, Homeowners Insurance, The Ins & Outs of Insurance

Home Insurance in NY: Covering My Personal Belongings

by Robert Marsalona

Home Insurance in NY extends coverage not only to your physical structure of your home but also to your personal belongings. This coverage is often listed on your home insurance declaration pages as “personal property coverage” or “Coverage C.” It is important to understand what is classified as personal property as well as when and … Continue reading Home Insurance in NY: Covering My Personal Belongings ...

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For New Yorkers, by New Yorkers
Since 1986, we have offered the most competitive rates in auto and homeowner's insurance in the New York metropolitan area. Why should everything cost more just because we live in the greatest city in the world? Take 2 minutes and get a free quote today.

As  of December 31, 2019 Tri-State Consumer Insurance Company, known by its trade name, TSC>Direct, had admitted assets of $109,367,801 and policyholders surplus of $49,936,957.  Its total liabilities were $59,430,843 including $38,313,944 in reserves.

2020 All Rights Reserved. Tri-State Consumer Insurance Company, a division of Tri-State Consumer Inc., 100 Jericho Quadrangle, Suite 124, Jericho, NY 11753-2702
Providing auto and homeowners insurance to: New York City, Queens, Manhattan, Brooklyn, Bronx, Staten Island, and Nassau & Suffolk Counties in Long Island. Providing homeowners insurance also to: Westchester County and Orange County NY.