How Much does Car Insurance Cost in New York City?

Apr 05, 2019

05 Apr
2019
Understanding Insurance

How Much does Car Insurance Cost in New York City?

by Rosa Parsons

How much does car insurance cost in New York City? That depends on several factors specific to you and your vehicle.

Age, gender, marital status, years of driving experience, your driving record, your claims history, credit history, previous insurance coverages, vehicle type, vehicle use rate, annual miles driven, and coverages and deductibles will all factor into how much you pay.

To figure out exactly how much you can pay by switching to TSC Direct, get a quote here. It’s easy and just takes a few minutes!

Read on to learn more about the minimum coverage requirements of car insurance in New York City.

How Much Does Car Insurance Cost in New York City?

Drivers in New York City are required to have minimum coverage following the 25/50/10 rule. Coverage more than the minimum requirements described below will cost you more.

  • Individual Bodily Injury Liability: $25,000

The Individual Bodily Injury Liability, or BIL, refers to the maximum amount your insurance company will pay if an individual person is injured in a car accident.

  • Total Bodily Injury Liability: $50,000

The Total Bodily Injury Liability is the maximum amount your insurance company will pay for every person injured in a car accident.

  • Property Damage Liability: $10,000

The Property Damage Liability, or PDL, is the maximum amount your insurance company will pay for property damage caused by a car accident.

In New York City your car insurance policy must be in the name of the vehicle’s registered owner and the coverage must remain in effect as long as the registration is valid, even if the vehicle is not in use.

How much does car insurance cost in New York City? That depends on your individual circumstances, the coverage you want but also on the company you choose.

As you’ll see, you can save by switching to TSC Direct, a local New York company that’s committed to meeting the needs of local drivers.

Go Local and Save on Car Insurance with TSC Direct

If you are looking for New York City car insurance, look no further than TSC Direct! We offer some of the most affordable auto insurance in NYC because we only cover responsible drivers.

Why should you have to pay for someone else’s mistakes? Get your quote in as little as 2 minutes and see how much you can save by switching to TSC.

Get a Quote

For New Yorkers, by New Yorkers
Since 1986, we have offered the most competitive rates in auto and homeowner's insurance in the New York metropolitan area. Why should everything cost more just because we live in the greatest city in the world? Take 2 minutes and get a free quote today.

As of December 31, 2017, Tri-State Consumer Insurance Company, known by its trade name, TSC>Direct, had admitted assets of $104,143,929 and policyholders surplus of $45,194,317. Its total liabilities were $58,949,612 including $42,833,754 in reserves.

 

2018 All Rights Reserved. Tri-State Consumer Insurance Company, a division of Tri-State Consumer Inc., 100 Jericho Quadrangle, Suite 124, Jericho, NY 11753-2702

 

Providing auto and homeowners insurance to: New York City, Queens, Manhattan, Brooklyn, Bronx, Staten Island, and Nassau & Suffolk Counties in Long Island. Providing homeowners insurance also to: Westchester County and Orange County NY.