7 Easy Ways to Save Money on Your NYC Commute

Jun 07, 2019

07 Jun
Auto Insurance, Helpful Tips & Ideas

7 Easy Ways to Save Money on Your NYC Commute

by Richard Leon

Living in New York isn’t cheap. If you’re looking for new ways to meet a monthly budget, look no further than your daily commute! We’ve done the research and have found seven pro tips that can help you save money on your NYC commute.

1. Carpool With Coworkers

Traveling with friends and colleagues is beneficial for everyone in the journey. Splitting fuel costs will save you money, and enjoying each other’s company will help your commute fly by!

2. Take Advantage of Public Transport

Not everyone lives close to direct public transport routes, but getting as close to possible with one is an alternative to relying on your vehicle for the entire commute. Using a park-and-ride scheme (with your bike or your car) is a great way to save on gas and city center parking fees, and it can help you avoid heavy traffic areas.

3. Bike or Walk to Work

A little exercise can lighten your monthly expenses while improving your health. Walking or biking reduces your risk of conditions such as high blood pressure and can give you a boost of energy to start your day.

If you don’t own a bike or are unable to store one, Citi Bike is a great option to get through New York on a bike-share program. Simply pick up a bike at one station and return it at another.

4. Join Gas Rewards Programs

Another great way to save money on your NYC commute if you can’t avoid driving is signing up for a gas rewards program.

Many credit card companies offer cashback programs for everyday spending, including purchases made at gas pumps. Pairing credit cards with gas stations that offer reward programs can help you double up on bonuses and cost-saving offers.

5. Research Employer Commuter Benefits

Thanks to pre-tax benefits, you can utilize the pre-tax money from your paycheck to cover mass-transit passes, including bus, subway, train, ferry,and parking. Talk to your employer to find out how much of your pre-tax earnings you can utilize to cover your costs.

6. Working From Home

With communication becoming more dependent on technology such as Skype, conference calls, and emails, working from home has become a more popular option for many employees. Even if your employer only allows you to work from home once a week, you’ll be able to save money on your NYC commute.

7. Choose the Right Auto Insurance Company

Auto insurance rates in New York are famously high. If you’re looking to pay less for NYC car insurance, you have to choose your insurance carrier wisely.

If you take the MTA to work every day and only use your car for “pleasure use,” make sure your insurance company factors in how little you’re driving. There’s no reason you should be paying the same rates as someone who drives to and from work during rush hour when the most cars are on the road.

Go Local and Save on Car Insurance with TSC Direct

If you are looking for New York City car insurance, look no further than TSC Direct! Our underwriting guidelines revolve around only insuring responsible drivers with low risk profiles. Since we opened our doors in 1986, mass-transit commuters have fit these guidelines best.

Why should you have to pay for someone else’s mistakes? Get your quote in as little as 2 minutes and see how much you can save by switching to TSC.

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