How to Find the Right Staten Island Home Insurance Policy

Aug 09, 2019

09 Aug
Homeowners Insurance

How to Find the Right Staten Island Home Insurance Policy

by Rosa Parsons

If you’re looking for Staten Island home insurance, TSC Direct has the right policy for you. Since 1986, TSC Direct has been proudly insuring Staten Island property owners, residents, and families.

We’ll outline the benefits of home insurance in Staten Island, explain the types of coverage, and give a rough estimate of how much it may cost you.

What is Home Insurance?

Home insurance is a type of policy that protects your home against economic losses, theft, and damage caused by severe weather or fire. If someone is hurt in your home or on your property, the right home policy will also cover legal costs associated with the injury. 

What Does Home Insurance Cover?

Home insurance policies vary throughout Staten Island, but most TSC Direct policies will cover the following: 

  • Your home, including its structure, plumbing, electrical wiring, and HVAC systems
  • Personal possessions, such as appliances, computers, televisions, and jewelry 
  • Additional buildings on your property like garages, sheds, and pool houses 
  • Expenses incurred due to loss of use, such as hotel costs while your home is being repaired
  • Personal liability coverage in the event that someone is injured on your property and files a lawsuit
  • Medical costs associated with injuries that occur in your home or on your property

The type of coverage that you select with your TSC Direct policy can be tailored to your specific needs. Increasing coverage in certain areas, adding endorsements, and selecting the best options can help ensure that your home remains safe and secure.

How Much Is Staten Island Home Insurance?

The cost of your Staten Island home insurance policy depends on what kind of policy is right for you and what options you choose. When determining how much your policy should be, a good rule of thumb to use is $35 per month per every $100,000 of home value. 

Home insurance premiums in Staten Island are paid monthly, generally at the same time as your mortgage payment. Your TSC Direct insurance agent will review your home insurance plan to make sure your coverage matches your current needs. If circumstances change, additional coverage can be added to your policy at any time.

Staten Island  Home Insurance from TSC Direct

TSC Direct has provided Staten Island residents with home, co-op, condo and renters insurance since 1986. Our motto is “for New Yorkers, by New Yorkers” because we understand the unique needs of our community. 

We are known for superior service, lower rates, and a simple and efficient claims process. When possible, we deliver claims checks to NYC residents by hand rather than putting them in the mail.

We write NY homeowners insurance policies for residents living in Staten Island, Queens, Manhattan, Bronx, and Brooklyn, as well as Nassau, Westchester, Suffolk and Orange counties.

Get a quote below and see how much you can save with TSC Direct!

Get a quote. 

For New Yorkers, by New Yorkers
Since 1986, we have offered the most competitive rates in auto and homeowner's insurance in the New York metropolitan area. Why should everything cost more just because we live in the greatest city in the world? Take 2 minutes and get a free quote today.

As  of December 31, 2019 Tri-State Consumer Insurance Company, known by its trade name, TSC>Direct, had admitted assets of $109,367,801 and policyholders surplus of $49,936,957.  Its total liabilities were $59,430,843 including $38,313,944 in reserves.

2020 All Rights Reserved. Tri-State Consumer Insurance Company, a division of Tri-State Consumer Inc., 100 Jericho Quadrangle, Suite 124, Jericho, NY 11753-2702
Providing auto and homeowners insurance to: New York City, Queens, Manhattan, Brooklyn, Bronx, Staten Island, and Nassau & Suffolk Counties in Long Island. Providing homeowners insurance also to: Westchester County and Orange County NY.