If you’re looking for the right Westchester County homeowners insurance policy, you’ve come to the right place. TSC Insurance has been proudly insuring Westchester residents since 1986.
This blog will give you a brief introduction to homeowners insurance, explain what it covers, and provide a rough estimate of how much it may cost for you. To get your quote right away, click here.
Homeowners insurance is a kind of insurance policy that protects homeowners against economic losses and damage caused by storms, fires or burglary. A homeowners policy will also cover legal costs if someone is hurt in your home or on your property. Homeowners insurance is almost always required to get a home loan.
Homeowners insurance policies vary, but most will cover the following:
How much is a Westchester County homeowners insurance policy? That depends on what kind of policy you choose.
An HO-3 policy is the most common policy for owners of single-family homes, and includes coverage for fire, theft and wind (storm damage). A good rule of thumb for determining how much you may pay is $35 dollars per month per every $100,000 of home value. Rates vary depending on your city and state and the insurance company you choose.
Home insurance premiums are paid monthly, generally at the same time as your mortgage payment. Review your coverage each year with your insurance agent to make sure your coverage matches your current needs. Additional coverage can be added to your policy at any time should your circumstances change.
If you are looking for Westchester County homeowners insurance, look no further than TSC Insurance. We are a New York insurance carrier that’s designed to meet your unique needs.
Get your Westchester County homeowners insurance quote below in as little as 2 minutes to see how much you can save by switching to TSC!